first_img Read Full Story Endang Sedyaningsih, M.P.H. ’92, S.D. ’97, received her master’s and doctoral degrees from the Department of Global Health and Population. In 2009, she was appointed minister of health in her native Indonesia. Sedyaningsih returned to HSPH in May 2011 to deliver a Dean’s Distinguished Lecture on the topic of her “Efforts in Materializing Health Care Equity in Indonesia.” She passed away on Wednesday, May 1, after a battle with lung cancer.last_img

first_imgEverybody’s talking about Millennials. Ask any marketing professional, and you’ll be told Millennials are the target audience. Pick up a B2B magazine, and there they are. And in the banking industry, where the average customer’s age is about 50, discussions center on how vital these 18-34 year olds are to your institution’s long-term survival.Of course, credit unions have always been more or less available to young adults; they just weren’t a very lucrative demographic. There were plenty of more profitable accounts to service, and it wasn’t that easy to change financial institutions. Now, that’s changed. The 80-million-strong Millennials have money to spend and influence with their peers and others.Millennials are tech-smart Compared with past generations, Millennials are more educated, politically independent, convenience-driven, environmentally aware and socially connected. And they’re tech-smart. No surprise – their world has been shaped by the Internet, smartphones and instant access to … everything.Millennials’ connection to technology is what many of them believe makes their generation unique. A White House Council of Economic Advisors’ 2014 study says, “their unprecedented enthusiasm for technology has the potential to bring change to traditional economic institutions.” Further, the report notes, this includes raising capital for startups from online crowdfunding sources, instead of traditional sources like credit unions to grow their businesses.Still, Millennials represent $200 billion in buying power and they are open to financial options. Credit unions that meet them on their own technology turf have new opportunities to respond to their felt needs – such as financial planning.Most Millennials rely on their parents for financial advice, but there’s room for credit unions to reach out, especially online. Virtual financial advisor iQuantifi noted in its new Millennials Mindset Survey that while nearly three-fourths of this generation sets financial goals, only a fifth of them have a plan to achieve those goals. Some 60 percent say increasing their overall savings is a major objective in the next year, and 76 percent say they would consider turning to a free app or online tool for help. Most know they need advice; their question is where to go where they will be respected – not patronized.But they’re also tech-dumbEven after growing up with the Internet since grade school, Millennials also could use some financial education about taking data protection seriously. Given the large volumes of data they produce, you’d think Millennials would know the importance of keeping personal information private. Instead, they tend to place convenience or personal fulfillment ahead of safety. And for that, they’ve earned the nickname “Generation Leaky.”A USC Annenberg Center for the Digital Future and Bovitz Inc. suggests that 70 percent of Milennials say no one should have access to their data, yet 25 percent will trade it away for more relevant advertising; 56 percent will share their location for coupons or deals; and 51 percent say they’ll share info with companies if they get something in return. Security professional Chris Rouland said it well, blogging on CSO online news that “[Millennials] will pay double for organic bread … but place seemingly no value on the integrity and security of their PPI, let alone the consequences a hack could have on their friends, family, colleagues and employers.”Should financial institutions be doing more to educate this population? It will take some effort to earn their trust, but It’s an effort worth making to engage the generation that will soon overtake all others in spending power. Millennials are known for preferring to work for – and buy from – companies that make a difference, those that give back to their communities. So think creatively, and offer services that make a difference in their financial wellbeing.Give them more than a cookieA story goes that a New York City artist conducted an unscientific survey during a street fair last year, offering Millennials gourmet cookies in exchange for sharing personal data. More than half provided the last four digits of their social security number and about a third provided fingerprints and driver’s license information. For a free cookie! Serving Millennials’ means understanding how they differ from other generations, and one important way is the huge volume of data they generate, like videos, photos, online purchase details and personal files. They create online documents like no other population … and they need a protected place to store them. Today, Millennials are also graduating from college, landing first jobs, getting married, making larger purchases – life events that come with diplomas and academic records, car titles, insurance policies, medical records and wedding certificates, items that ought to be safely stored.What better way for credit unions wanting to earn the trust of Millennials than by offering them a free service they both need and have the tech smarts to appreciate it? And give them cookies, too, if you want. 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Ron Daly Ron Daly is the president and CEO of Virtual StrongBox, a secure, end-to-end member engagement platform that can be integrated into various workflow processes to provide high-risk Enterprise IT firms … Web: Detailslast_img read more

first_img“If we manage to catch that, plus the 10% from the last quarter, which is strong in the subseason at sea and on the continent, we could say that we will swim in not so much minus, but alive.”said Cappelli. “It has that horizontal part for the entire economy, but also this tourist part that was singled out in the amendments to the law. Among them are the sojourn tax and membership fee, which defer payment depending on how the tourist year unfolds. There is a possibility, when we see the results, to charge them only in part or even cancel them completely. In the horizontal part of the measures, which apply to the entire economy, and not only to tourism, there is a delay in the payment of income and profit taxes, as well as all contributions to wages. That part is postponed for three months with the possibility of postponement for another three months. In this way, all stakeholders in tourism, according to the new criteria, will be able to present their business during the months in which the impact of the coronavirus is felt. As early as next week, after the HZZO completes the formal part, it will be able to apply and submit a request for a minimum salary of HRK 3.250. That is the solution in three months, after which we will see how the situation develops. ” This morning, the Minister of Tourism was a guest on the HRT show Dobro jutro Hrvatska and additionally explained the measures adopted by the Government of the Republic of Croatia at its session yesterday. “The vast majority of measures concern tourism. There will be losses, we are currently in the red by about 12%. Until yesterday, we had about 8.000 tourists who are now leaving, and the facilities are closing. I repeat, in the first part of the season we realize about 5% of the total annual turnover in tourism, about 485 million euros, and in the first six months that revenue rises to about 27%, or about 2 billion and 700 million euros. We are therefore entering a more serious part of the year, and the minuses will be felt due to the Easter and May Day holidays. “, Cappelli emphasized and added that the next quarter should be overcome with the hope that we will catch the tourist peak, ie July, August and September, where about 64,5% of the total traffic, both physical and financial, is realized. “We have problems with booking platforms, such as or airbnb, which want to terminate contracts after a pandemic is declared. There are also agencies, TUI, for example, unilaterally canceled all contracts with the Republic of Croatia and other countries and will ask for a refund. These are the things we talk about with all stakeholders in tourism and associations like UHPA, an organization that brings together about 5.000 employees in agency tourism, and even hoteliers. We will see what to do in this segment, because our opinion is that the collection should be postponed and see what will happen from the seventh to the ninth month, because there is no need to return the money immediately for the whole year. We have to reach an agreement so that there are no lawsuits from both sides, because we don’t need that at the moment. “said Cappelli. In the next few days, according to Cappelli, a set of measures will be presented, which refers to the liquidity of working capital, postponement of loan payments and interest on loans, and which will be voted in Parliament. As for accommodation capacities, the Minister announced that several hotels on the sea will remain open, and he hopes that this will be the case in Zagreb as well, but under special measures. Today’s and tomorrow’s measures of the Headquarters are probably going in the direction of closing the catering facilities, except for those that can deliver food, and which will have the right to work. This group also includes restaurants that have not yet, but want to do delivery. Cappelli then returned to the problems in tourism:center_img According to the announcements of the Minister of Tourism, micro-entrepreneurs will be given loans with 1% interest or even no interest, and in this way they want to revive companies. The moratorium on loans and interest rates should last at least one or one and a half years, so the repayment of loans is expected only after the 2021 season. “It is certain that all other contracts between employees and employers in tourism will be corrected, but I again appeal to employers not to lay off employees, because our 3.250 kuna is guaranteed for all those affected by the coronavirus pandemic. We have secured everything for the next three months, and now we are working on measures that will include banks, HBOR and the CNB, through which we ensure exchange rate stability, and we have secured funds for all measures. In these three months, everything will really stop, but we are preparing the possibility of raising funds for all those who will have problems in functioning, to give them one injection so that they can return to the market when everything is over. “, announces Cappelli. At yesterday’s session of the Government of the Republic of Croatia, we remind you that 63 measures, about twenty laws and decrees were passed, which are being presented to the Parliament today. The measures should be voted on tomorrow, and published in the Official Gazette by the end of the week, so concrete actions that will help tourism and the economy could start next week. At the Government session, measures were adopted concerning seasonal workers, ie permanent seasonal workers, of which there are about 5.000 in Croatia. So far, they have been on vacation and received a compensation of 1.600 kunas. The new measures will extend their rights for the next three months and, if necessary, for another three months. The Government has provided HRK 11,5 million for this segment.last_img read more

first_imgBy Peter HallBIRMINGHAM, England (Reuters) – Steve Smith’s unbeaten 46 helped Australia recover to 124-3 in their second innings before bad light stopped play with the tourists 34 runs ahead at the end of day three of the first Ashes Test at Edgbaston.England’s first innings resumed on 267-4 as Rory Burns added eight to his overnight score, falling for 133.However, England lost three wickets in 11 balls before Stuart Broad and Chris Woakes came to the rescue by adding 65 runs for the ninth wicket. England were eventually all out for 374.The injured Jimmy Anderson was kept out of the bowling attack, with Broad opening, and he soon had his 450th Test wicket as he enticed an edge from David Warner (8), with Cameron Bancroft next to go for seven to leave Australia 27-2.Usman Khawaja (40) batted well before Ben Stokes had him caught behind.But Smith, who scored a brilliant century in the first innings, once again proved immovable as he and Travis Head (21 not out) stayed at the crease until the umpires took the players off as daylight faded.“Smithy is battling unbelievably,” James Pattinson said. “The best players stand up when it really matters, and he has done that here against England.”England started well as Stokes passed 50 in front of a raucous crowd but nicked the ball through to Tim Paine the very next ball.Burns’ innings then came to an end as he misjudged a Nathan Lyon delivery straight into Paine’s hands.Lyon struck again in the same over when Moeen Ali was out for a five-ball duck. Australia kept up the pressure as Bairstow was dismissed in the next over for eight, with Peter Siddle claiming the wicket.The middle-order collapse stalled England’s progress before Broad and Woakes kicked on.Broad’s longest Test innings in six years came to an end as he was caught on the boundary for 29.Anderson was last to go for three, but the 37-year-old paceman’s calf injury kept him out of England’s bowling attack.“It is well poised,” Woakes said. “It has been a great match so far.“We leaked a couple too many tonight. But if we can start early in the morning, with two quick wickets first up then the partnership with Stuart could be a big part of the game.”SCOREBOARDAUSTRALIA 1st innings 286 ENGLAND 1st innings (overnight 267-4)R. Burns c Paine b Lyon 133J. Roy c Smith b Pattinson 10J. Root c & b Siddle 57J. Denly lbw b Pattinson 18J. Buttler c Bancroft b Cummins 5B. Stokes c Paine b Cummins 50J. Bairstow c Warner b Siddle 8M. Ali b Lyon 0C. Woakes not out 37S. Broad c Pattinson b Cummins 29J. Anderson c Cummins b Lyon 3Extras: (b-10, lb-11, nb-1, w-2) 24Total: (all out, 135.5 overs) 374Fall of wickets: 1-22, 2-154, 3-189, 4-194, 5-282, 6-296, 7-300, 8-300, 9-365.Bowling: P. Cummins 33-9-84-3, J. Pattinson 27-3-82-2, P. Siddle 27-8-52-2 , N. Lyon 43.5-8-112-3, M. Wade 1-0-7-0, T. Head 2-1-7-0, S. Smith 2-0-9-0AUSTRALIA 2nd inningsC. Bancroft c Buttler b Ali 7D. Warner c Bairstow b Broad 8U. Khawaja c Bairstow b Stokes 40S. Smith not out 46T. Head not out 21Extras: (b-1, nb-1) 2Total: (3 wickets; 31 overs) 124Fall of wickets: 1-13, 2-27, 3-75.Bowling: S. Broad 6-0-26-1, C. Woakes 6-1-20-0, M. Ali 9-0-47-1, J. Root 3-0-12-0, B. Stokes 7-2-18-1last_img read more

first_img“In the second half Zambia was the better team. They pushed and pushed and they almost made it 2-2, but the spirit of our team was very good, so we managed to defend until the end,” Rohr said at the joint post-match conference, which was also attended by Zambia coach Wedson Nyindera.Nyindera praised the fans for their support while also stressing that he is still trying to build a team.“We are rebuilding the team and at the same time expecting to qualify for the FIFA World Cup.“We have brought new players to the team and I think they blended well with the old players.“But most of all I am happy with the response we got from our fans.“After conceding those two goals they continued to support us.“That means that we have real Chipolopolo supporters. They went on until the last minute.“Even when we missed those chances they kept on chanting for us.“But football being what it is, the result today went the other way.“I would like to assure our fans that we will compensate this loss in upcoming matches and give them what they deserve,” he said.Zambia skipper Rainford Kalaba has also admitted some of the players were intimidated by the several Nigeria stars who play in the Premier League in England and this caused their loss Sunday.The other Premier League stars on the squad were Chelsea midfielder John Mikel Obi, Ahmed Musa from Leicester City and Brown Ideye, who has previously featured for West Bromwich Albion.Kalaba revealed these stars scared some of his colleagues.“Playing against experienced players based in Europe, some of the guys were scared of playing against them because they always watch them every weekend in the Premier league and when they see them live, it is often difficult for them to concentrate on the game,” reasoned the TP Mazembe star who posted a short-lived stint in Portugal many years ago.“In the first half some of the guys were a bit scared, but in the second half we all saw how things went and we controlled the game.“There are even more stars in Algeria and Cameroun, so this must be big lesson for us.”Kalaba further said of his impression of Nigeria,” We respect Nigeria because they have some good players.“They have some experienced players in the midfield and they were well organised.”The exciting forward said the pressure will now be on the Chipolopolo to get their qualifying campaign back on track.“Losing our first game has brought more pressure on us, but we hope to improve,” he admitted.“We are all very disappointed we lost at home because it was important to start (this competition) well.“We still have time to work together with the coach so that we that we could rectify the mistake we have made.”Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Super Eagles Technical Adviser, Gernot Rohr, has said that the “very good spirit” of the Nigeria national team was vital in Sunday’s 2-1 2018 World Cup qualifying win over Zambia in Ndola.Rohr, who praised the battling qualities displayed by his side on Sunday, admitted that the Chipolopolo were the better side in the second half.“The result is a reflection of what happened in the match. What happened in the first half was what we expected. We played well and we scored.last_img read more

first_img Share Bookies Corner: Trump Presidency sinks as US 2020 enters its 100 day countdown July 29, 2020 Submit Prime sponsors of the Scottish Premier League Ladbrokes, have apologised after Aberdeen complained to the SPFL about a tweet posted by the betting operator, during the Don’s 2-1 defeat to Rangers. The tweet read “GOOOOOOALLLLL! Danny Wilson puts Rangers ahead!“Fantastic news for Derek McInnes.”Referencing the heavy speculation surrounding the future of Don’s manager and former Ranger’s player Derek McInnes, who has been heavily linked with the Ranger’s job since the Gers dismissed former manager Pedro Caixinha.A Ladbrokes statement said: “We apologise for any offence caused. The tweet was intended to be a harmless joke, but we understand why it may have caused offence and it has now been deleted.”In spite of reports suggesting that Aberdeen would demand £800,000 for Rangers just to speak to McInnes, the former Ranger’s player remains a clear 1/6 favourite to take over at Ibrox.Rangers and Aberdeen both currently are both on 30 points, seven behind title favourites and reigning champions Celtic. In the aftermath of Aberdeen’s second defeat to Rangers in a week, McInnes stated: “It just feels as if it has dragged on and dragged on.  I’m not happy with how things have been played out. It has not been great the way it has been handled.”For Ladbrokes, the incident marks the operator’s second twitter gaffe in a short space of time, after it apologised to Burnley for a tweet posting a middle finger emoji at former Leeds players Chris Wood and Charlie Taylor when Leeds defeated Burnley in the Carabao Cup, the tweet came just months after Ladbrokes had been unveiled as Burnley’s official betting partner.In a statement released after that tie, Ladbrokes said: “These were very poorly conceived tweets which we have since deleted. It was only intended to be a bit of fun but failed completely in that regard, and we have apologised to Burnley FC and would like to sincerely apologise to any fans of the club that took offence.”Derek FSB selects Glenn Elliott as new COO August 12, 2020 GVC absorbs retail shocks as business recalibrates for critical H2 trading August 13, 2020 Share Related Articles StumbleUponlast_img read more

first_imgSAN JOSE — Timo Meier, just a couple weeks after he was drafted ninth overall, was making such an impact as an 18-year-old in the Sharks’ development camp in 2015 that members of the team’s coaching staff and front office were starting to think he could play in the NHL that year.“He was a man (with) a teenager’s mindset,” Sharks coach Pete DeBoer said of Meier. “He was running around, hitting everything in sight. He looked like he could have played on the fourth line right away.”But while a …last_img read more

first_imgCHICAGO — Matt Chapman’s potential game-ending ground ball escaped White Sox third baseman Ryan Goin’s grasp, scoring two runs with two outs in the top of the ninth inning. Khris Davis had the bases loaded, with a tie game just 90 feet away, but Alex Colome struck him out, putting to bed the A’s 3-2 loss on Saturday night.Tanner Roark was strong in his second start as an Oakland Athletic.He succumbed to Eloy Jimenez’s hot bat; the rookie launched his 19th home run of the year off Roark’s 2-0 …last_img read more

first_imgShare Facebook Twitter Google + LinkedIn Pinterest By Emily UnglesbeeDTN Staff ReporterROCKVILLE, Md. (DTN) — If you dealt with any tar spot infection in your cornfields last year, Jim Donnelly has some advice for you: Get used to it — but don’t panic. Researchers are slowly getting a grasp on how the disease works and most fungicides are effective against it.“My experience, after looking for it for the last four years, is that we will see it this year — it’s just a matter of how heavy the disease pressure will be,” said Donnelly, a technical agronomist for DeKalb and Asgrow. Donnelly works in northern Illinois, which was one of the epicenters of a major outbreak last year of the new corn disease.The disease’s telltale black, tar-like spots infested fields most severely in regions encircling Lake Michigan — northwest Indiana, northern Illinois, southern Wisconsin and southwestern Michigan. But it also surfaced in parts of Iowa, Ohio and Florida.“Once you have identified it in your fields, keep in mind that it’s probably established there,” advised Nathan Kleczewski, an Extension plant pathologist at the University of Illinois, during a webinar on the disease this week. “You have to think about this as something very similar to gray leaf spot and northern corn leaf blight — once it’s in your residue, it’s something you have to think about when managing your fields in the future.”Here are some things to consider as you head into the spring of 2019, with spots on your mind.1. TAR SPOT LOVES THE MIDWEST SO FARThe disease’s origin in Mexico and Central America may evoke images of tropical heat, but don’t be fooled. Tar spot actually occurs most often in mountainous or oceanside regions of Latin America, where the air is cooler as well as humid, Kleczewski said.As a result, the disease has found the north-central Midwest very homey, indeed.Tar spot prefers temperatures ranging from 60 to 72 degrees, with wet leaf surfaces and relative humidity over 85% — essentially your average muggy summer night in the Midwest in 2018, noted Kleczewski.In particular, the heavy rainfall amounts in June and August through October last year, combined with susceptible corn hybrids, conspired to produce to epidemic levels of the disease for the first time since its arrival in the U.S. in 2015.And if you were hoping those frigid Midwestern winters would bother this new corn disease, no such luck, Kleczewski added. “We do have evidence that it overwinters here,” he said. The research literature suggests about 10% of the spores present at the end of the season can survive through the winter, he added.2. YES, YOU ARE SUSCEPTIBLEAlmost all corn hybrids in the U.S. are susceptible to the disease, both Kleczewski and Donnelly noted. “There is no particular genetic background or brand that stands out,” Kleczewski said. “Every company has a few that are more tolerant, but most are going to be in that middle to high level of susceptibility — and that makes sense, because nobody has been selecting for resistance or tolerance to this disease.”If you have questions about your 2019 hybrids’ particular level of tolerance, consult your seed dealer, he added. Knowing you have a very susceptible or more tolerant hybrid can help with scouting and disease management plans for the summer.3. ECONOMIC DAMAGE IS POSSIBLEThose black spots are more than unsightly — they’re stealing corn from you. By blotting out a leaf’s ability to photosynthesize, tar spot lesions caused lower yields, premature dry down and lodging in 2018, Kleczewski said. He estimated that in Illinois, researchers saw losses anywhere from 10 to 40 bushel per acre (bpa) from the disease.Donnelly agreed, saying he saw mostly losses of 10 to 20 bpa, especially in fields where farmers didn’t use fungicides. But in certain severe cases where the disease got an early start in late June or early July, losses of 40 to 60 bpa did occur.4. FUNGICIDES WORK — WHEN TIMED CORRECTLYFortunately, fungicide trials last year showed that most corn fungicides have efficacy against tar spot, but timing is crucial. “The ones that were most effective last year were made when there was still very little disease showing at all,” Donnelly said. “Because of aggressive nature of the disease and hybrid susceptibility, you want to be on the front side of this.”Fungicide timing will be complicated by the disease’s latency period, Kleczewski noted. Tar spot lesions can take 14 to even 30 days to form after infection occurs. But once the lesions develop, each one can house 1,000 spores, which can travel at least 250 feet to infect new plants when weather conditions are favorable.Fungicides applied during the vegetative stages or at tassel when the disease was just getting started appeared to be the most worthwhile investments, Kleczewski said. Later-season applications did help limit the severity of the disease but were less likely to save enough yield to be profitable.“Pay attention to your corn,” he advised. “If you notice tar spot picking up on vegetative corn, and there is wet weather coming, you might benefit from a fungicide application.”Other control options are less certain to be helpful. Since corn residue appears to house the disease, burying residue with tillage could help lower the level of inoculum within an individual cornfield, but it won’t prevent the disease arriving from neighboring fields, Kleczewski said.Since many growers saw serious infestations in first-year or even third-year corn fields in 2018, crop rotation does not seem like a sure protection in an epidemic year, Donnelly added. “It speaks to the ability of the disease to move broader distances,” he said.5. FOLLOW THE WEATHERLike many common foliar corn diseases, future tar spot epidemics will be determined almost entirely by the season’s weather, Kleczewski said. “It will come down to where and when will it be cool and wet?” he said.“If you had it last year, or your neighbor did, pay attention to your corn,” he recommended. “If you notice tar spot picking up on corn in vegetative growth stages, with more wet weather coming, then you might benefit from a fungicide application.”For more information, see publications on tar spot from the University of Illinois’ Field Crops Disease website:….Emily Unglesbee can be reached at [email protected] her on Twitter @Emily_Unglesbee.(/pS/SK)© Copyright 2019 DTN/The Progressive Farmer. All rights reserved.last_img read more

first_imgMusic therapy charity Nordoff Robbins has paid tribute to Status Quo guitarist Rick Parfitt, who died just before Christmas.“Nordoff Robbins were incredibly saddened to hear of the passing of Rick Parfitt over Christmas,” the charity said in a statement. “Rick, alongside Francis Rossi, was a patron of Nordoff Robbins and a big supporter of our work. We were lucky enough to know Rick well and he spent time getting to know our work and the people we helped and he was a regular visitor to our events and our HQ to see our music therapy first hand.“Status Quo won a Silver Clef Award in 1981, and later a Lifetime Achievement Award in 2011. They were there at our Live at Knebworth concert in 1990, and continued to generously support our events, from the Race Day, Boxing Dinner and Clay Shoot, to donating all manner of signed guitars and even welcome drinks for the 2014 Silver Clef Awards.“We couldn’t have hoped for a more passionate supporter than Rick. The world has lost a great musician, philanthropist, and a generally great man. We’re proud to have called him a friend.”“We have been supporting Nordoff Robbins for over 20 years and are proud to be their Patrons. The work they do, helping people through music is really amazing. We have seen for ourselves how Nordoff Robbins music therapy can have a huge impact on vulnerable children and adults who are limited or isolated by their condition. Music therapy quite literally uses the power of music to transform lives.” – Francis and Rick, Status Quolast_img read more